Time Is Running Out!   

Lowest Rates in History July 1st, 2004 thru June 30th, 2005

2005 Graduates Should Consolidate Before July 1^st 2005

For Maximum Savings Consolidate During Your Grace

Are Subsidies Maintained for Consolidated Loans? 

Interest Rates Most Likely to Rise July 1st 2005 

Consolidation May Become a Variable Interest Rate Program 

Determining the Consolidation Loan Interest Rate

Exclusive Benefits Available for Meharry Members

Your Consolidation Loan May Be the Last Debt You Want to Pay-off 

Thoroughly Understand the Details of Borrower Benefits 

“Principal Reduction” vs. “Interest Rate Reduction” – Understand the Difference 

Know When On-Time Is On-Time   

Earn and Protect Your On-Time Borrower Benefits

Deferment and Forbearance Option Available with Consolidation

With One Lender You Have No Consolidation Choices

Single-Holder Rule – So What?  If You Want Consolidation Choices 

Who Holds Your Loans? 

Know Your Student Loan History 

Who Can Consolidate? 

What Loans Are Eligible for Consolidation? 

What Loans are NOT Eligible for Consolidation? 

Can My Spouse and I Consolidate Together? 

Can I Choose Any Lender? 

How Do I Find A Second Lender? 

Can I Cancel My Current Stafford Student Loan? 

Before Canceling My Current Stafford Student Loan 

Know What Loans to Consolidate

Know What You Are Doing

Can I change my mind after my Consolidation loan is complete? 

Only Work With Experienced, Knowledgeable and Trustworthy Companies 

The Meharry Loan Consolidation is “Simply the Best!” 

Meharry PreConsolidation Program (PC²) For Third -Year Dental Students

EAS and ASLCC are the Exclusive Providers or the Meharry Loan Consolidation Program

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