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   Eligibility

You may be able to obtain a Consolidation Loan to pay off your Federal student loans even if your loans were made, serviced, or is being held by other lenders including Direct student loans made by the U.S. Department of Education through your school.

You are Eligible to Consolidate Your Loans with the Meharry Loan Consolidation Program if you:

• Are in the grace or the repayment period
• Do not have another consolidation loan application pending and
• Have not previously defaulted on a FFELP or Direct Stafford and/or PLUS loan and/or Consolidation loan.
  

Loan Types Eligible for Consolidation:

• Federal Subsidized and Unsubsidized Stafford Loans
  
• Federal Direct Subsidized and Unsubsidized Loans
  
• Federal Supplementary Loans (SLS)
  
• Federal Perkins Loans
  
• Federal Nursing Student Loans (NSL)
  
• Health Professions Student Loans (HPSL)
  
• Health Education Assistance Loans (HEAL)
  
• Federal PLUS Loans
  
• Federal Direct PLUS Loans