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The EAS Alliance Associations/ASLCC Advantage

• Lower your monthly payments up to 50%
  
• Historically lowest fixed interest rate that will never increase
  
• No fees or charges to consolidate
  
• Fixed interest rates from approximately 2.875 to 4.25% for the life of the loan (if you have not previously consolidated any of your loans)
  
• No credit check or income verification
  
• No prepayment penalty
  
• Choice of payments: level or graduated
  
• Deferments in case of financial hardship or unemployment
  
• One convenient monthly payment
  
• Increase home mortgage borrowing power by reducing debt to income ratio
  
• Online Consolidation Loan calculator
  
• A single company will service your loan for the life of the loan
  
• Online and toll-free telephone application request
  
• Online completion of application
  
• Personal assistance with our simple one page application
  

If you complete the online application, you will receive the Loan Consolidation Application and Promissory Note by mail with all information completed and ready for your signature. Return the signed documents to the ASLCC processing center.